Complex Risks... Distinctive Solutions


Mark Haarer Consulting, LLC was founded to help clients make sense of and manage risk. Its founder, Mark Haarer, has 19 years of experience in the life and health insurance industry, with most of that time devoted to the group health insurance business. His primary role has been that of internal consultant, giving him the combined insights of an insurance company insider and an external consultant. Mark is a Fellow of the Society of Actuaries and Member of the American Academy of Actuaries.

Prior to founding this consulting practice, he held a management position with Lincoln Re Risk Management Services, which was then one of the largest, most successful, and most forward-thinking players in the employer stop loss business. While there he played a key role in building their highly successful program. Accomplishments included ground-breaking work in the study of large claims; working with medical staff to pioneer new approaches; initiation of R&D and enterprise risk management functions; and the upgrading of rate manuals, underwriting support tools, reserve models, and reporting systems. Other former areas of practice in the health care field include reinsurance, small group insurance, medical savings accounts, and other niche markets. Work experience outside of health care includes life insurance and annuities.

Mark has performed many actuarial and management roles in the health insurance industry, including product design, new product rollout, product pricing, underwriting and renewal strategies, incentive compensation strategies, reserve valuation, financial reporting, management information reporting, profitability analysis, strategic planning, research and development, theory development, enterprise risk management, reinsurance, and mergers and acquisitions. As a credentialed actuary, he is skilled at building financial models, at analyzing and interpreting complex data, and in the application of probability theory and other complex mathematics.

In his various roles, Mark has developed a reputation for insightfulness, innovation, problem-solving, and accurate and unbiased analysis.

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Mark Haarer, FSA, MAAA
Phone: 574.875.4500
Cell: 260.241.6081
Fax: 574.875.4533
23270 County Road 28
Elkhart, IN 46517

"Knowledge speaks, but wisdom listens."

óJimmy Hendrix